2470 Saint Rose Pkwy, #303, Henderson, NV 89074 View Map Get Directions
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Nevada Injury and Workers' Comp Law Firm, Henderson Nevada
(702) 360-5000
Serious Injury Crash Cases

Seriously Hurt in a Las Vegas Car Crash?

A spinal cord injury, a brain injury, or a wrecked back doesn't heal on a thirty day timeline, and the insurer's first offer never reflects what it will really cost you. Erik Severino has spent 20+ years taking on insurers and big corporations, and he makes sure the people who caused a serious crash pay for the years of care that follow it.

  • No fee unless we win your case
  • Free, confidential consultation, available 24/7
  • Rated 4.9 across 400+ Google reviews
  • Local firm on St. Rose Parkway in Henderson
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How a Serious Injury Case Gets Built

What Happens After You Call Us

A catastrophic crash claim isn't a one form, one phone call kind of case. Here's the path we walk with you, from the first conversation to the resolution.

1

We Listen and Investigate

You tell us what happened. We pull the police report, scene photos, and any camera footage, and send letters to preserve vehicle data before it's gone.

2

We Document the Injury

We gather every record: imaging, surgical notes, and the opinions linking your injuries to the crash. The medicine is the backbone of a serious case.

3

We Project the Future

For catastrophic injuries we bring in a life-care planner and, when needed, an economist, so the full lifetime cost of your care is on the table.

4

We Demand and Fight

We present the whole picture to the insurer and push for a fair number. If they won't move, we're ready to file in Clark County and try it.

You don't have to manage any of this while you're recovering. That's the point of hiring someone. Read more about how we handle a car accident claim from start to finish, or call to ask about your own situation.

Where the Real Value Lives

Serious Injuries Drive the Value of a Crash Claim

What separates a routine claim from a serious one is time. A catastrophic injury creates costs that stretch for years, and a fair recovery has to account for all of them, not only the bills already in your mailbox.

Future Medical Care

A serious injury rarely ends at the hospital door. Surgeries, in-home nursing, durable equipment, and years of therapy all count, and a doctor projects what you will still need.

Lost Earning Capacity

If you cannot go back to the job you had, the claim covers the gap between what you used to earn and what you can realistically earn now, for the rest of your working life.

Life-Care Planning

A life-care planner maps every cost your injury will create over a lifetime, from a wheelchair-accessible van to home modifications, and puts a defensible figure on it.

Pain and Daily Loss

The pain you live with, the sleep you lose, and the things you can no longer do with your kids or on your own. These losses are real and they belong in the demand.

"From the moment of contact with Mr. Servino i felt very secure and confident of his profesional guidence. His office staff has always been attentive, courteous and extremely helpful. Would highly recommend The Law Office Of Erik Servino without hesitation. Thank you once again Mr. Servino for your expertise."
tommy Read this review on Google
Patient in recovery after a serious car crash injury in Las Vegas
The Injuries We See in Bad Crashes

When the Crash Was Anything But Minor

A high-speed wreck on I-15, a T-bone at a Summerlin intersection, or a rollover out past Anthem can leave injuries that reshape a life. These are the ones that bring people to us.

  • ✓Spinal cord damage and paralysis
  • ✓Traumatic brain injury and concussion
  • ✓Herniated and ruptured discs
  • ✓Vertebral and pelvic fractures
  • ✓Nerve damage and chronic pain
  • ✓Internal organ injuries
  • ✓Crushed or amputated limbs
  • ✓Long-term mobility loss
How the Insurer Plays a Big Case

The Bigger the Injury, the Harder They Fight

On a serious-injury file, the insurer knows the exposure is large, and the whole strategy is to shrink it. Expect a few familiar moves. They'll schedule a defense medical exam with a doctor who tends to find less than your own doctors did. They'll comb your imaging for any sign of a "pre-existing" or "degenerative" condition so they can argue the crash didn't cause your harm. And they'll try to settle fast, while you're still in treatment and before anyone has put a real number on your future.

Nevada's fault rules sit underneath all of it. Under NRS 41.141, the state uses modified comparative negligence, so as long as you're not found more than 50 percent at fault you still recover, with your share reducing the award. If they can pin even part of the blame on you, they cut their bill by that share. On a high-value claim, a few percentage points is worth a lot to them, which is why they work so hard to make the crash look like your fault. The answer is the same every time: a clean, complete record of how the crash happened and how badly it hurt you.

Most of these cases settle, but the ones that resolve well are the ones prepared as if they're going to the Eighth Judicial District Court of Clark County, where a Las Vegas or Henderson crash lawsuit is filed. An adjuster reads a file differently when they can tell the lawyer is ready to put it in front of a jury. That readiness, not bluster, is what moves a serious number. If the at-fault driver had little or no coverage, your own uninsured and underinsured motorist coverage may still carry the claim.

If a drunk driver caused the wreck, people often ask whether the bar or casino that over-served them is on the hook. In Nevada, usually not. The state generally does not allow a claim against a licensed bar, casino, or restaurant for over-serving an adult who then drives, under NRS 41.1305, so the claim runs against the driver and the coverage behind them. A DUI crash can also open the door to punitive damages, which is one more reason the at-fault side fights to keep the conduct quiet. We work the criminal case, the toxicology, and the scene to put it in plain view.

Match Your Diagnosis

This Page Is About the Crash. The Injury Pages Go Deeper.

If you already know what you're dealing with, the dedicated pages cover the medicine, the recovery, and what each injury is worth. This page stays focused on the crash that caused it. Start with the one that fits.

Spinal cord injuries Brain and head injuries Back and neck injuries Catastrophic injuries Broken bones and fractures Amputation injuries Whiplash and soft tissue All personal injury cases
Attorney Erik Severino, Nevada Injury and Workers' Comp Law Firm
Erik Severino, Nevada Bar #10221
Why People Bring Serious Cases to Erik

You Work With the Attorney, Not a Call Center

A catastrophic injury is not the kind of case to hand off to a rotating cast of case managers. Erik has been a licensed Nevada attorney since 2006, and he handles your case himself, from the first call to the final check. When a serious injury is on the line, you should be talking to the person actually making the decisions.

  • No Fee Unless We Win

    You pay nothing up front. Our fee comes out of the recovery, and we go over case costs with you before anything starts.

  • Available 24/7

    Serious crashes don't keep office hours. Call nights, weekends, and holidays. Hablamos Español.

  • Local to Henderson and the Suburbs

    From Green Valley to Summerlin to Anthem, we know the roads and the courts. You can read more about Erik and the firm.

If You're Still in the Early Days

A Few Things That Protect a Serious Claim

Get the care your doctors recommend and keep every appointment, because gaps in treatment are the first thing an insurer points to. Hang on to records: the police event number, photos, the names of anyone who saw it. Don't give the other driver's adjuster a recorded statement before you've talked to a lawyer. That's most of it. The heavy lifting is ours, and we'd rather take it off your plate while you focus on getting better.

Nevada Deadline: Two Years

Under NRS 11.190(4)(e), you generally have two years from the crash to file a car accident injury lawsuit. Claims involving a government vehicle, an RTC bus, or a public road defect require you to formally present a claim to that government body before you sue. Talk to us early so a deadline never decides your case for you.

Questions People Ask Us

Serious Crash Injury Questions, Answered Plainly

A serious injury changes the math entirely. A claim for a sprained wrist closes in a few months. A spinal cord injury, a brain injury, or a multi-level disc injury follows you for years, sometimes for life, and the case has to account for all of that future. Insurers know catastrophic claims are worth far more, so they fight harder and dig deeper for reasons to pay less. We build these cases around medical proof and the long road ahead, not the first offer. If your injury is to your spine specifically, see our spinal cord injury page for the detail.
It's a detailed, item-by-item projection of everything your injury will cost over your lifetime. A certified life-care planner works with your doctors to list future surgeries, medications, therapy, in-home care, mobility equipment, transportation, and home modifications, then assigns each one a cost. For catastrophic injuries it's one of the most important documents in the case, because it turns "this person will need help for decades" into a concrete number a jury and an adjuster can see.
Through medical opinion, not guesswork. Your treating doctors and, often, a life-care planner state what care you'll need going forward and roughly what it costs in current dollars. Economists may reduce those future costs to present value. Nevada lets you recover reasonable future medical expenses tied to the crash, and your actual medical bills and lost wages are economic damages, which Nevada does not cap. The stronger and more specific the medical record, the harder it is for an insurer to wave it off.
If you already know the diagnosis, read both. This page covers how a serious injury from a crash drives the value of your claim. The dedicated pages go deep on the medicine and the recovery for each injury. Start with brain and head injuries, spinal cord injuries, or back and neck injuries, depending on what your doctors are treating.
Because the money at stake is large, and their job is to keep it. On serious-injury files you'll often see a defense medical exam meant to downplay your condition, an argument that your injury is "degenerative" and not from the crash, and pressure to settle early before the full extent of the damage is known. None of that is personal. It's a playbook. The answer to each move is a complete medical record and a clear timeline, which is what we build from day one.
Generally two years from the date of the crash for an injury claim, under NRS 11.190(4)(e). With a catastrophic injury that window can feel both long and short, because you may still be in treatment when it closes. The deadline to sue for damage to your vehicle is longer, three years, so one crash can carry two separate clocks. If a government vehicle, an RTC bus, or a public road defect is involved, you generally have to formally present a claim to that government body before you sue, on top of the regular deadline, so don't sit on those. The sooner we start, the more evidence we can lock down before it disappears.
Often, yes. Nevada follows modified comparative negligence under NRS 41.141. As long as you're not found more than 50 percent at fault, you can still recover, with your share reduced by your percentage of blame. If you're 30 percent at fault on a 100,000 dollar case, you recover 70,000. On a high-value injury case, insurers push hard to load extra fault onto you, because every point they shift saves them real money. We push back with the crash facts and the physics of the impact.
The medical record comes first: imaging, surgical notes, and the opinions tying your injuries to the crash. After that, the crash evidence that proves how it happened, such as the police report, the event data recorder in the vehicles, scene photos, and nearby camera footage from a business or intersection. For a catastrophic claim we often add a life-care plan and an economist. We send preservation letters early so footage and vehicle data aren't lost. See how this plays out on a truck accident claim, where the evidence is often the whole case.
We do. Serious injuries come out of every kind of collision, and each has its own fault and evidence questions. We handle intersection T-bone crashes, head-on collisions, and rollovers, which tend to produce some of the heaviest injuries. Find the one that matches what happened to you.
Nothing up front. We work on contingency, so the fee is a percentage of what we recover, and if there's no recovery, you don't owe a fee. We go over case costs and expenses with you in plain language before anything starts. The first conversation is free and confidential. Call (702) 360-5000 or use the form on this page whenever you're ready.
They can be, in the right case. When the at-fault driver did something far beyond ordinary carelessness, like driving drunk or acting with conscious disregard for everyone else on the road, Nevada law allows punitive damages on top of your medical bills, lost income, and pain (NRS 42.005). They require clear and convincing proof of oppression, fraud, or malice, so they're decided case by case and are not awarded in most claims. If a crash injury proves fatal, the family may also have a separate wrongful-death and survival claim covered on our wrongful death page. Past results do not guarantee a similar outcome. Each case is unique.
That gap is the rule, not the exception, on a serious case. Nevada sets the legal floor at just 25,000 dollars for bodily injury or death of one person, 50,000 dollars per crash when two or more people are hurt, and 20,000 dollars for property damage, the 25/50/20 minimums under NRS 485.185. A single surgery, let alone a spinal cord or brain injury and the years of care behind it, can exhaust that policy before the first bill is even paid. When the at-fault coverage runs short, the uninsured and underinsured motorist protection your insurer must offer you, which runs through your own policy, can carry the rest, and we read every policy in reach to find it. Our uninsured and underinsured motorist page lays out how that coverage works.
In a serious crash you almost certainly do, and it stands apart from the report the officer writes at the scene. Nevada directs drivers to file an SR-1 report with the DMV after any crash causing injury, death, or property damage over a set dollar amount, generally within 10 days, under NRS Chapter 484E. A catastrophic-injury wreck clears that threshold without question. We can sort out what the DMV expects from you while we carry the insurance fight, so a missed form never complicates your claim.
It depends on what the driver's app was doing at the moment of impact, and Nevada sets the coverage in tiers. While a rideshare driver is logged in but hasn't accepted a ride, the required coverage is 50,000 dollars per person and 100,000 dollars per crash for injuries, plus 25,000 dollars for property damage. Once they accept a ride request and through the end of the trip, at least 1,000,000 dollars in coverage applies, under NRS 690B.470 and the rideshare rules in NRS Chapter 706A. On a busy stretch like Las Vegas Boulevard or the resort corridor off I-15, pinning down which tier was live, and which insurer is on the hook, is often the whole fight. We pull the trip data to lock it down.
It can. Nevada bans handheld texting and similar device use behind the wheel, and an officer can stop a driver for that alone, under NRS 484B.165. Hands-free use is still allowed, so a citation doesn't automatically prove liability, but it gives real support to a distracted-driving negligence claim. On corridors where rear-end and lane-change crashes pile up, like US-95 through town, the 215 Beltway near Green Valley, or Boulder Highway, phone records and the vehicle's data can show what the driver was doing in the seconds before the hit. We move fast to preserve both before they're overwritten.
"Mr. Severino was the absolute best! There was no problems at all and everything ran well. He followed the case closely and updated me as soon as possible. Also, with any questions or concerns I had, he was able to answer me quickly! He was able to give me any advice and/or suggestions to help me as best as possible.True professional including his staffs , trustworthy ,acknowledging ,well organized and responsibility from start to the end .I was not worried to have him on the case. Definitely highly recommend Mr. Severino , thumb up . 5 Stars! ."
Phong N. Read this review on Google

Talk to Erik About Your Injury

Tell us what happened and how you were hurt. We'll tell you, honestly, whether you have a case and what it would take to handle it. No pressure, no cost, no obligation.

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Attorney Erik Severino, Nevada Injury and Workers' Comp Law Firm
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Erik Severino, Attorney at Law

Licensed in Nevada since 2006 (State Bar of Nevada #10221). More than 20 years representing Nevadans against banks, insurers, and large corporations. Every client works directly with Erik, not a rotating cast of case managers.

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