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Nevada Injury and Workers' Comp Law Firm, Henderson Nevada
(702) 360-5000
Accepting New Car Accident Cases

Hurt In A Car Accident In Las Vegas?

The insurance company already has a number in mind, and it is lower than what you are owed. Erik Severino has spent 20+ years taking on the insurance companies, and he makes them pay for the medical bills, the lost paychecks, and the pain they would rather ignore.

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What To Do Immediately After A Car Accident In Nevada

A crash on the 215 Beltway or the Spaghetti Bowl rearranges your whole week in a second. You are dealing with a wrecked car, a body that hurts more each morning, and a phone that already will not stop ringing with insurance calls. What you do in the first hours has more pull on your case than almost anything that comes later. Here is the list, in order.

At The Scene

The First Hour

  1. Get out of the travel lanes if you can, turn on hazards, and call 911. In Nevada you are required to stop and to help anyone hurt.
  2. Photograph everything before it moves: both cars, the lanes, the signals, skid marks, debris, and your visible injuries.
  3. Trade information with the other driver, and get names and numbers from every witness before they drive off.
  4. Tell the officer what happened plainly. No guessing at speeds, no apologizing. Get the police event number before you leave.
The Hours And Days After

Before You Talk To Any Insurer

  1. Get medical care the same day, even if you feel okay. The next section explains why this one step carries so much weight.
  2. Report the crash to your own insurer, and give the other side's adjuster nothing: no recorded statement, no signed medical authorizations, no quick check.
  3. Save your dashcam file before it loops, and write down your own account while it is fresh.
  4. Call a lawyer before the evidence starts disappearing. Footage records over, cars get repaired, and witnesses scatter within days.

Where the crash happened shapes the evidence we chase. A rear-ender in stop-and-go traffic on the I-15 reads differently than a left-turn wreck at a Boulder Highway light or a merge crash where US-95 feeds the Spaghetti Bowl, and the run from St. Rose Parkway toward the 215 Beltway sees its own share of rush-hour pileups. We pull the right camera footage, line up the 911 and dispatch records, and get hurt clients to the ER teams at UMC, Sunrise, or St. Rose Dominican so the treatment is documented from day one. If the other driver was texting, that matters: Nevada bans handheld texting while driving under NRS 484B.165, an officer can stop a driver for it alone, and a citation can support a distracted-driving negligence claim.

Why You See A Doctor The Same Day, Even If You Feel Fine

Step five on the list above deserves its own explanation, because it is the one people skip and the one that costs them the most. After a crash, adrenaline is a painkiller. People walk away from wrecks feeling shaken but okay, then wake up two mornings later unable to turn their head. Whiplash and concussion symptoms often build over hours, and sometimes take a day or more to fully show. The more dangerous version of the same problem is internal: bleeding, organ injuries, and slow brain bleeds can stay quiet while they get worse, which is why an emergency room checks crash patients the way it does. A same-day exam protects your body first.

Then it protects your claim, because in Nevada the treatment gap is the insurer's favorite argument. Wait a week to see a doctor and the adjuster's file will say your pain must have come from somewhere else, or that you could not have been hurt badly if you did not need care. Wait a month and they will argue the crash and the injury are strangers. Every day between the crash and your first visit gets used against you, and no amount of lawyering fully un-rings that bell. The medical record is the spine of a Nevada injury case: it dates the injury to the crash, it measures how bad things are, and it prices what recovery will cost.

Hidden Injuries Surface Late

Adrenaline masks pain, whiplash builds over hours or days, and internal injuries can stay silent while they worsen. Feeling fine at the scene proves nothing.

The Gap Becomes Their Argument

Every day between the crash and your first visit shows up later as the insurer's proof you were not really hurt. A same-day note closes that door before it opens.

Follow-Through Prices The Case

Skipped appointments read as recovery to an adjuster. Steady, documented treatment is what connects the crash to the injury and the injury to a number.

One practical note: if money or insurance is the reason you have not gone, tell us on the first call. Between MedPay coverage, health insurance, and providers who treat crash patients on a lien, there is almost always a way to get seen without paying out of pocket today. Delaying care to save money is the most expensive decision a crash victim can make, medically and legally.

Damaged car at a Las Vegas intersection after a collision

A Minor-Looking Crash Can Still Hurt You For Months

Low speed does not mean low injury. The body takes a real jolt even when the bumper looks okay, and insurers count on you not knowing that. Here is what brings most people to our door.

  • Whiplash and neck strain
  • Concussion and TBI
  • Herniated and bulging discs
  • Broken bones and fractures
  • Shoulder and knee tears
  • Internal injuries
  • Back and spine damage
  • Scarring and lasting pain
"Erik and his staff explained everything in simple form to better understand the process. They checked in during the process in case I had any questions or concerns. I really appreciate that as I was worried the waiting would drive me crazy. They answered all of my questions and were responsive to my emails as well. I will definitely recommend working with this team!"
Cindy A. Read this review on Google

The Intersections And Corridors That Fill Crash Reports

Police departments track where the wrecks pile up, and the same names keep appearing. Knowing them matters twice: once as a driver deciding how much cushion to leave, and once as a crash victim, because a collision at a spot with a documented crash history is a fact your lawyer can put to work. One honesty note you will not find on other firms' pages: the agencies release the lists but not per-intersection counts, so anyone showing you precise numbers for these locations is making them up.

The High-Crash Map

Three Cities, One Pattern: Wide, Fast Arterials

Names drawn from the Las Vegas Metropolitan Police Department's December 2025 danger list and its 2025 severity-based enforcement targets, the City of Henderson's 2025 crash data, and Nevada DOT safety corridor plans for Reno.

Las Vegas
Sahara Ave & Decatur BlvdOn LVMPD's December 2025 danger list, and ranked the valley's highest-crash intersection in a 2022 news analysis of 2021 Metro data.
Flamingo Rd & Maryland PkwyThe strongest multi-source spot: LVMPD's 2025 list, one of Metro's 12 severity-based enforcement targets, and third-most crashes in the 2021 analysis.
Las Vegas Blvd & Flamingo RdStrip tourist crossing on LVMPD's 2025 list; fourth-most crashes in the 2021 analysis.
Charleston Blvd & Decatur BlvdOn LVMPD's 2025 list and among its 12 severity-based enforcement targets.
Flamingo Rd & Rainbow BlvdFirst-listed of the 12 intersections Metro chose from three years of fatal and life-threatening collision data.
The Flamingo corridor problem: four of Metro's twelve severity-based enforcement targets sit on Flamingo Road (at Rainbow, Arville, Pecos, and Maryland Parkway), and NDOT keeps a safety plan for East Flamingo citing crash rates above statewide averages, especially for pedestrians.
Henderson
Eastern Ave & St. Rose PkwyOn the city's list of Henderson's highest-crash intersections for 2025, minutes from our office.
Eastern Ave & Horizon Ridge PkwyCity of Henderson 2025 crash data.
Coronado Center Dr & St. Rose PkwyCity of Henderson 2025 crash data.
Stephanie St & Sunset RdCity of Henderson 2025 crash data, in the retail crush by the Galleria.
Stephanie St & Warm Springs RdCity of Henderson 2025 crash data; Henderson police run targeted enforcement along Stephanie and St. Rose using crash-analyst data.
Reno
McCarran BlvdFour deaths in 2023 and 2024, then three fatal crashes in January 2025 alone, prompting the mayor to call for a safety review.
S. Virginia St (Patriot Blvd To Mt. Rose Hwy)NDOT safety plan corridor: a fatal-crash rate 25 percent higher than comparable Nevada roads, with roughly 300 crashes over a recent seven-year window.
W. 4th St, DowntownNDOT-designated safety management corridor.
N. McCarran Blvd (I-80 To US 395)NDOT-designated safety management corridor, six miles of it.

Sources: LVMPD's December 2025 list of the valley's 50 most dangerous intersections as reported by KTNV, January 2026, and LVMPD's severity-based enforcement list reported by the Las Vegas Review-Journal, September 2025 (the 50-intersection list is organized by area command, so Las Vegas entries are shown unranked); City of Henderson 2025 year-to-date crash list as reported by FOX5 Vegas, December 2025, shown in the order reported; Nevada DOT Safety Management Plans and This Is Reno's reporting on McCarran Boulevard fatalities, 2023 through January 2025. No agency publishes per-intersection crash counts for the current lists, and no agency publishes a ranked intersection list for Reno, which is why Reno appears as corridors.

Where The Money Actually Comes From

Nevada is a fault state, so the driver who caused the crash (really, their insurer) pays for the harm. A full claim is more than the ER bill.

Medical Bills

The ER visit, imaging, surgery, therapy, and the future care a doctor says you will still need.

Lost Income

Paychecks you missed while healing, plus reduced earning power if you cannot go back to the same work.

Pain And Suffering

The physical pain, the sleep you lose, and the things you can no longer do the way you used to.

Vehicle Damage

Repair or replacement of your car, a rental while yours is in the shop, and towing.

Partial Fault Does Not End Your Claim

Nevada runs on modified comparative negligence under NRS 41.141. Translation: you can be partly to blame and still recover, as long as you are not found more than 50 percent at fault. If you are found 20 percent at fault, your recovery drops by 20 percent. Cross above that line and you recover nothing, which is exactly why insurers work so hard to push more blame onto you.

That is the whole game on the other side. The adjuster's first offer is built to close your file cheap, before you know the full extent of your injuries. They will say the impact was minor, that you waited too long to treat, that you had a bad back already. Each of those lines has an answer, and a record that backs it up. Our job is to have that record ready before they ask.

Attorney Erik Severino, Nevada Injury and Workers' Comp Law Firm
Erik Severino, Nevada Bar #10221

You Work With The Attorney, Not A Call Center

A lot of firms hand you to a rotating cast of case managers and you never speak to the lawyer whose name is on the billboard. That is not how this works. Erik handles your case himself, from the first call to the final check.

  • No Fee Unless We Win

    You pay nothing up front. Our fee comes out of the recovery, and we go over case costs with you before anything starts.

  • Available 24/7

    Crashes do not keep office hours. Call nights, weekends, and holidays. Hablamos Español.

  • Local To Henderson And Las Vegas

    We know the roads, the courts, and the way the regional insurers operate. You can sit across a desk from your lawyer.

"Erik & his office took care of all our needs. He was very helpful in making sure we knew what was going to occur. Thank you to your entire team; you made a difficult issue seem easy."
Lee T. Read this review on Google

Two Years Goes Faster Than You Think

Nevada Deadline: Two Years

Under NRS 11.190, you generally have two years from the crash to file a car accident lawsuit, and miss it and you can lose the right to recover. Claims against a government body, such as the State, Clark County, the City of Henderson, or the RTC, require you to formally present a claim before you sue. Talk to us early so a deadline never decides your case for you.

Six Conditions That Cause Nevada Crashes, And How To Drive Them

Nevada weather runs from monsoon floods to black ice inside a single state, and most of it arrives suddenly. This guidance follows NDOT, National Weather Service, and Nevada DMV handbook recommendations.

Monsoon Flash Floods

Mid-June through September, storms send water racing down normally dry washes. Never drive into a flooded crossing: a foot of moving water can float a car, and the Weather Service's rule is blunt: turn around, don't drown. Vegas floods fastest at dips, washes, and underpasses, often at night.

Dust Storms

If a wall of dust swallows the highway, exit the road completely, park far off the pavement, and turn everything off, lights included, with your foot off the brake. Drivers behind you will steer toward any light they can see. Only keep lights on while you are still moving. I-15 near the state line is a repeat offender.

Extreme Heat

Desert pavement in July is brutal on tires. Check pressure and tread monthly, spare included, watch coolant and belts, and carry more water than you think you need, for you and for an overheating engine. Check 511 or nvroads.com before long desert runs, and never leave a child in a parked car.

The First Rain

Nevada's own driver handbook flags this one: the first rain of the season mixes months of oil into a slick film, and stopping distances can more than double. Cars start hydroplaning between 35 and 55 mph in heavy rain. Slow down, turn on headlights, and remember wipers on means lights on under Nevada law.

Black Ice And Snow

Bridges, ramps, overpasses, and shaded stretches freeze first. Kill the cruise control, brake with steady pressure, and obey posted chain controls, which carry the force of law in Nevada. Mt. Rose Highway has its own stricter rule, and valley drivers meet real winter fast on the roads up Mount Charleston and Lee Canyon.

High Wind

Trucks, vans, SUVs, and anything towing get shoved hardest, and NDOT runs mandatory wind warning systems for high-profile vehicles at the Hoover Dam bypass and on US 395 through Washoe and Pleasant Valley. Two hands on the wheel, extra distance from anything tall, and expect a shove where the terrain opens up.

Guidance drawn from NDOT's seasonal driving safety pages, National Weather Service safety campaigns, and the Nevada DMV Driver's Handbook. Weather contributes to crashes, but under Nevada law it rarely excuses one: drivers are expected to adjust to conditions, and "the road was wet" is an argument we answer, not one we fear.

A Nevada Crash Victim's Resource Directory

The trauma centers, victim programs, and rehab resources crash victims in Las Vegas, Henderson, and Reno actually use. Every link below was verified against the organization's own site.

Hospitals And Trauma Care

Where The Badly Hurt Go

Victim Assistance

Support Beyond The Hospital

Rehab And Recovery

Finding Licensed Care

We keep this list neutral on purpose. Whoever treats you, verify the license, keep every record, and if cost is the barrier, call us first: providers who treat crash patients on a lien exist across the valley, and we can point you toward care without endorsing anyone.

These are independent organizations. We are not affiliated with them, they have not endorsed this firm, and listing them is informational only. Details verified July 2026; call ahead, since programs and hours change.

Car Accident Questions, Answered Plainly

It comes down to a few things: how badly you were hurt, how much treatment you need now and later, the wages you lost, and how the crash changed your day to day life. A fractured wrist that heals in eight weeks is a different case than a back injury that needs injections for years. We will not throw out a number to win your call. We look at your records first, then build the demand around what your losses actually are.
Be careful here. The adjuster who calls you sounds friendly, but they work for the company that has to pay you, and the recorded statement they ask for is used to shrink your claim later. You are not required to give one. It is fine to say you are getting medical care and an attorney will be in touch, then let us handle the rest.
Two years from the date of the crash for most injury claims, under NRS 11.190. That sounds like plenty of time, but skid marks fade, cameras record over their footage, and witnesses move. The sooner someone starts preserving evidence, the stronger your case stays. Damage to your vehicle has a longer three-year deadline, so one crash can run on two separate clocks. If a government body was involved, you have to formally present a claim before you sue, with a claim against the State going to the Attorney General and a claim against a county or city going to that body's board, so do not wait on those.
Nothing up front. We work on contingency, which means our fee is a percentage of what we recover, and if we do not win, you do not owe a fee. We talk through case costs and expenses with you before anything moves, in plain language, so there are no surprises. The first conversation is free and confidential.
Probably yes. Nevada uses modified comparative negligence under NRS 41.141. As long as you are not found more than 50 percent at fault, you can still recover, though your share reduces the award. If you are 30 percent at fault on a 100,000 dollar case, you collect 70,000 dollars. Insurers love to pin extra fault on you because it cuts their bill, so do not assume the crash was your fault just because an adjuster says so.
See one anyway, ideally the same day. Adrenaline masks pain, and soft tissue injuries and concussions often show up a day or two later. A gap between the crash and your first visit is the first thing an insurer points to when they argue you were not really hurt. Getting checked protects your health and your claim at the same time.
You may still have a path. Uninsured and underinsured motorist coverage on your own policy can step in when the at fault driver has no coverage or not enough. It is your own insurer at that point, and they do not always play fair, which is exactly when having someone on your side matters. See our page on uninsured and underinsured motorist claims.
Most Clark County injury lawsuits are filed in the Eighth Judicial District Court in Las Vegas. Many cases settle before a suit is ever filed, but we prepare every case as if it is going to court, because that is what makes an insurer take the number seriously.
Yes. This is the main car accident page, and it links to the specific situations we handle, from rear-end crashes and intersection T-bone collisions to truck wrecks and motorcycle cases. Each one has its own quirks of fault and evidence, so find the one that fits what happened to you.
The earlier the better. We can start tracking down camera footage, sending preservation letters, and dealing with the insurers while you focus on healing. There is no pressure and no cost to talk it through. Call (702) 360-5000 or use the form on this page.
Nevada's minimum required coverage is 25/50/20: 25,000 dollars for bodily injury or death of one person, 50,000 dollars per crash when two or more people are hurt, and 20,000 dollars for property damage, under NRS 485.185. A serious injury blows past that fast. When the at-fault driver's policy is too small, your insurer must offer uninsured and underinsured motorist coverage that works through your own policy and can make up the difference. We look at every policy that might apply. See our page on uninsured and underinsured motorist claims.
Yes, in many cases. Nevada requires a driver to file an SR-1 report with the DMV after a crash that causes injury, death, or property damage over a set dollar amount, generally within 10 days (NRS Chapter 484E). That is separate from the police report at the scene. We can help you sort out what you owe the DMV while we handle the claim itself.
No. Nevada is an at-fault state, so the driver who caused the crash and their insurer pay for the harm, and there is no mandatory no-fault or PIP coverage here. Your own policy may include optional medical payments (MedPay) coverage that helps with early bills no matter who was at fault, and your insurer is required to offer uninsured and underinsured motorist coverage. We check every coverage that might apply, on your policy and the other driver's, before anyone talks settlement.
Rideshare cases run on what the app was doing at the moment of the crash. Under NRS 690B.470, Nevada sets tiered coverage: when a driver is logged in but has not accepted a ride, the minimum is 50,000 dollars per person and 100,000 dollars per crash for injuries plus 25,000 dollars for property damage, and from the moment a ride is accepted through the end of the trip, at least 1,000,000 dollars in combined coverage applies. When the app is off, the driver's personal policy governs. Which tier covers your crash depends on the facts, so we confirm it before we make a demand. See our page on Uber and Lyft crash claims.

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Attorney Erik Severino, Nevada Injury and Workers' Comp Law Firm
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Erik Severino, Attorney at Law

Licensed in Nevada since 2006 (State Bar of Nevada #10221). More than 20 years representing Nevadans against banks, insurers, and large corporations. Every client works directly with Erik, not a rotating cast of case managers.

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