Car Accident Lawyer In Las Vegas

The roads here are their own kind of busy. Tourists in rentals who do not know the lane patterns, late-night traffic pouring off the Strip, the I-15 and US-95 stacking up at the interchange, and resort garages that turn into a maze the moment a show lets out. When you get hit in the middle of all that, fault is rarely as obvious as the other driver wants the adjuster to believe.

That is where this page starts, with who is responsible, because everything else in your claim follows from it. Erik Severino has spent more than 20 years taking on insurers and big corporations across Clark County. He knows which insurers stall, which ones lowball the first offer and negotiate later, and how the Eighth Judicial District Court handles a car crash that does not settle. You work directly with him, not a rotating cast of case managers. Read more about Erik and the way the firm runs.

This page zeroes in on crashes inside Las Vegas proper, and it sits under our full Las Vegas car accident practice, which walks through fault, injuries, and the deadlines that apply to any Nevada crash. If your wreck happened across the valley line in Green Valley or Anthem, our Henderson car accident page covers that side. Either way, the first call is free, it is confidential, and there is no pressure to do anything but tell us what happened.

Nevada is a fault state, which means the driver who caused the crash, really their insurer, pays for the harm. But Nevada also runs on modified comparative negligence under NRS 41.141. In plain terms: you can be partly to blame and still recover, as long as your share is 50 percent or less. If a jury puts you at 20 percent, your recovery drops by 20 percent. Cross above half and you collect nothing.

That single rule shapes the whole fight. The adjuster's whole job is to push your percentage up, because every point of blame they hang on you cuts their bill. They will say you sped up, that you were looking at your phone, that you stopped short. Each of those lines has an answer, and the answer lives in the evidence. Our job is to lock that evidence down before they ever ask the question.

Nevada drivers are also required to carry liability insurance under state law. The minimum limits are 25/50/20: 25,000 dollars for bodily injury or death of one person, 50,000 dollars per crash when two or more people are hurt, and 20,000 dollars for property damage, set by NRS 485.185. Those are floor numbers, not a safety net. One ER visit and a single surgery can run past 25,000 dollars on their own. When the at-fault driver carries only the minimum and your injuries run past it, the uninsured and underinsured motorist coverage on your own policy can step in. Nevada insurers have to offer you that UM/UIM coverage, and it works through your own carrier. That is its own claim, and it does not always go smoothly. Our uninsured and underinsured motorist page walks through how that works.

The first offer is built to close your file cheap, before you know how hurt you really are. Adjusters move fast on purpose. A quick check feels like a relief when your car is totaled and the rent is due, but signing it usually waives every future claim, including the surgery a doctor has not even recommended yet. Once it is signed, it is done.

Here is the pattern we see again and again on Las Vegas claims. They call within a day or two and ask for a recorded statement, hoping you say something they can twist. They argue the impact was too minor to hurt anyone, even when the photos say otherwise. They point at any gap in your treatment as proof you were fine. And with so many out-of-town drivers on the road here, they will sometimes drag their feet on a rental car or a tow reimbursement while you wait.

None of that is the law. It is a negotiating position, and it folds when there is a documented record on the other side. We answer each tactic with something concrete: the crash report, the photos, the medical records dated to the day of the wreck, and the camera footage we preserved before it got erased. When the file is built that way, the conversation changes.